Once you subscribe to Cover, you’ll get access to borrow up to your limit amount when you need it most. If your Spendable balance drops to zero, your Cover balance will be used to pay for any purchases up to your limit. Every month, we'll just collect the monthly subscription fee, and you can keep dipping into the funds you already received at registration as many times as needed as long as you have enough money for your fees. Keep in mind, if you decide to cancel Cover, you'll be required to repay the entire loan amount that was borrowed.

In the event of a missed payment for the Cover fee, your subscription will be canceled. However, you have the option to resubscribe once you've settled your outstanding balance.